Welcome to Vijay Capitals !  We have over 12 years of expertise

Instant Approval for

Home Loan -6.5% *onwards
Mortgage Loan -8.00% *onwardsLowest Interest Rates - Calculate EMI - Check Eligibility - Instant e-Approval - Special Offers

  • Required Documents + Eligibilty Criteria
LOAN EMI CALCUALTOR
REQUIRED DOCS & ELIGIBILITY

*::DISCLAIMER::* The information on the above LOAN is believed to be accurate as per our regular reviews. However, information posted may have changed since our review. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the Loan application of the issuer. The issuance of the loan is at the discretion of the provider. www.vijaycapitals.com is in no way responsible for any financial or other decisions based on this or any other representation on this website.

REQUEST QUOTE NOW

This field is for validation purposes and should be left unchanged.
Name(Required)
Select Marital Status(Required)
Consent

6.5% * onwards

Home Loans

8% * onwards

Mortgage Loans

Eligibility of Home Loans for Self Employed / Salaried

Every bank that offers loan will look into many criteria prior to sanctioning it. Among the long list of factors, few important ones are:

  • Cibil
  • Stability and continuity of income
  • Assets
  • Repayment capacity
  • Number of dependents
  • Liabilities
  • Age
  • Co-applicant’s income
  • Saving habits, and more
  • Educational qualifications
Required Documents Eligibility Criteria

 Latest 3Yrs IT papers, Latest one year current A/c statement,

 Latest 12 months current A/c or Saving Acc statement

 Company profile

 Ssi, Tin or service tax registration certificate,

 Applicant and co applicant pan card

 Applicant and co applicant address proof, Pan card (current and permanent )

 All type of Loan sanction letter, repayment bank statements, Statement of account(SOA)

 Property full set of documents,

(in the Above check list What are the Available Bring a Copy )

Required Documents Eligibility Criteria

 Latest 3 Months Payslip,

 Latest Two Years Form 16

 Latest 6 Months Bank Statement

 Latest Incremental Letter if Any

 Aadhar Card Copy

 Pan Card Copy Copy –

 Estimation for Constructions / Agreements for Constructions.- 2 Copies

 Approved Building Plane. 2 Copies

 Latest Sale Deed – 2 Copies

 Parent Documents Full set includes Patta

 Cheque Leaf 1

(in the Above check list What are the Available Bring a Copy )

Benefits When You Obtain Your Home loan and Mortgage loan with Vijay Capitals

Compare & Get the Best Deal

Our mortgage specialists have access to more than 7 home loan packages from all 20 of Singapore’s banks. As such, we’re always able to give you the best deal in the market today.

Professional Advice

Our experienced mortgage brokers are well trained to answer all of your questions regarding home loans and refinancing.

Our Service is Free For You

We’re able to do this because we charge all our partner banks the same fixed fee to refer new home loan or refinancing cases to them. This allows us to give you unbiased advise and the best rate available in the market.

How does it work?

We have a fast and easy application process.

Fill In The Contact Form Above & Receive a Call Back

Our mortgage specialists will give you a call within 1 business day or (our business hours Between 10 Am to 8 Pm) to find out more about your specific home loan requirements.

You Will Get

THE 3 BEST INTEREST RATES IN THE MARKET

We’ll get you the best Sibor, FD – Linked, Fixed or Board rates available in the market for your loan size.

A FULL EXPLANATION ON THE DIFFERENT TYPES OF RATES

We’ll be able to advise you on the differences as well as the various risks involved in different home loan interest rate packages.

A FULL RUN DOWN ON ALL COSTS INVOLVED

We’ll let you know exactly what costs are involved as as well as how much subsidies or cash rebates you’ll be eligible to receive on your loan package.

Complete Your Home Loan Application With Our Partner Bankers

When you’re ready to select your home loan package, we’ll introduce a partner banker representing the bank of your choice. He/She will then assist you through the rest of the process.

Frequently Asked Questions

 If you take a referral fee from the banks, will you still be able to give me the best mortgage rates?

Its depends on the bank and Nbfc, If some partners give the referral fee, some partners wont. So its 100% vary.

 

I would like to reprice my existing home loan with my existing bank. Can you help me?

Vijay capitals is a Authorised persons for 20 banks and 15 Nbfcs. As such we are able to generate quotes directly in partnership with our partnered banks.

What will you do with my conatct details and information?

We value your privacy. We do not pass your contact details to any 3rd without your permission. Our privacy policy can be found here.

 

Additional Services

Our mission is to deliver reliable, latest news and opinions.

BRIDGE LOAN

Any person having the property in Chennai, located in a prime area with clear title and guaranteed loan repayment source will also be checked for deciding the loan eligibility.

PURCHASING A SECOND PROPERTY

If you are unsure if you qualify for an additional home loan or would like to learn more, please fill in the form at the top of this page. We would love to speak to you.

Helping you choose from our trusted financial partners:

Vijay Capitals
No 05,Old No 04 (1st Floor),
Manadai Amman Koil Main Street, , Adambakkam, Ch-600088,
LandMark- Ambedkar statue and Adambakkam Ground

Facebook Youtube Linkedin Twitter

All rights reserved. © 2020-2030 Vijay Capitals.