Purchasing a new or an existing home Constructing your home on a free hold or lease hold plot or on a plot allotted by a Development Authority. Transferring your outstanding Home Loan availed from another Bank or Financial Institution to HDFC. Enhancing your home in many ways such as tiling and flooring, internal and external plaster and painting etc. Extending / adding space to your home such as additional rooms etc. Non Residential Premises Loans Home Loans and Plot loans up to Rs. 35 lacs for salaried individuals with a minimum income of Rs. 20,000 p.m. and for self-employed individuals with a minimum income of Rs. 2 lacs p.a. Attractive interest rates starting from 6.5% p.a. onwards and for Non Residential premises Loans starting from 14.50% p.a. onwards.